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Employee Insurance
Employee Insurance
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Employee Insurance is crucial for safeguarding your workforce and business. EPLI provides a variety of Employee Insurance options to meet the diverse needs of Australian businesses.
What Australian Law Says
Australian employment law mandates certain types of employee insurance, such as Workers’ Compensation, to protect employees in the event of workplace injuries or illnesses. Additionally, laws encourage businesses to consider other forms of employee insurance for comprehensive protection.
Consequences of Inadequate Employee Insurance
Lack of adequate Employee Insurance can expose businesses to significant risks, including financial liabilities from employee claims and potential legal action. It can also impact employee morale and a company’s reputation as a responsible employer.
How Employee Insurance Helps
EPLI helps businesses in selecting and managing Employee Insurance policies that cover a range of risks, from workplace injuries to employment-related legal disputes. This coverage is vital for financial stability and legal protection.
What's Covered in Employee Insurance?
Employee Insurance policies, facilitated by EPLI, can include:
- Workers' Compensation
- Liability coverage for employment practices such as wrongful termination, discrimination insurance, equal pay and more
Coverage details, such as limits and exclusions, vary depending on the specific needs of the business, and EPLI provides guidance in choosing the right policies.
What is typically not covered?
Employee insurance does not typically cover:
- Claims related to intentional wrongdoing by the employer
- Disputes outside the realm of employment law
- Incidents known to the employer before policy start
- Liabilities under non-employment-related laws
Why Partner with EPLI for Employee Insurance
EPLI’s expertise in the field of Employee Insurance ensures that businesses receive the most appropriate coverage. We understand the unique challenges Australian businesses face and offer solutions that provide robust protection for both employers and employees.
Contact Us
Secure the well-being of your workforce and the stability of your business with the right Employee Insurance. Contact EPLI today for expert advice and tailored insurance solutions that cater to your specific requirements.