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Harassment Insurance
Harassment Insurance
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Harassment in the workplace can have serious implications. EPLI provides a gateway to Harassment Insurance, helping Australian businesses navigate and mitigate these risks effectively.
What Australian Law Says
Workplace harassment in Australia is addressed under laws such as the Fair Work Act 2009 and various state anti-discrimination laws. These laws define harassment as unwelcome behaviour that intimidates offends, or humiliates a person based on factors like race, gender, disability, or sexual orientation. Australian employers are legally obligated to prevent harassment in the workplace and can face significant legal challenges if they fail to do so.
Consequences of Harassment Liability
Harassment claims can have far-reaching consequences for businesses, including legal proceedings, financial compensation demands, and damage to reputation and workplace culture. Failure to adequately address harassment can lead to a decrease in employee morale and productivity.
How Harassment Insurance Helps
EPLI connects businesses with Harassment Insurance policies, covering legal fees, settlements, and damages arising from harassment claims. This insurance is vital for financial protection and legal support, allowing businesses to address claims confidently and responsibly.
What's Covered in Harassment Insurance?
Harassment Insurance policies provided through EPLI typically include coverage for:
- Legal defense
- Settlement costs
- Court-awarded damages
Each policy has specific terms regarding coverage limits and exclusions. EPLI assists businesses in understanding and choosing the right policy that aligns with their unique risks and requirements.
What is typically not covered?
Some exclusions in harassment insurance policies are:
- Acts of a criminal nature, including criminal harassment
- Claims arising from non-work-related conduct
- Penalties, punitive damages, or fines
- Harassment claims known before the policy inception
Why Partner with EPLI for Harassment Insurance
EPLI’s expertise in connecting Australian businesses with suitable Harassment Insurance is unmatched. Understanding the legal intricacies and the sensitive nature of harassment claims, EPLI offers solutions that ensure comprehensive protection and peace of mind.
Contact Us
Secure your business against the impacts of workplace harassment. Reach out to EPLI for guidance in finding tailored Harassment Insurance solutions that suit your business needs.